I think all transfers have an element of risk, based on obviously background.

Maybe these players haven’t moved before, maybe they’re a 22-year-old boy who’s lived at home for the first 22 years of his life, and then all of a sudden he gets this wonderful deal into the Premier League and moves to a different area, and he has the family to think about. And if he’s got no girlfriend or no wife, you’ve got the parents to think about then.

Yes it can be as big a risk as what a foreign loan can be or transfer can be. But at the same time, there is an element of risk in any transfer.”

“I’ve stumbled upon a number of unsettled players and you find out the reason; the reason can be minimal with regards to your own life. It just may be the fact that they don’t how to get a TV or they don’t know how to open a bank account, or something as trivial as that to you, it’s very important to them. In terms of you’re only at the football club for 2 or 3 hours a day and then you’re going home to an empty house and maybe no family, and that emptiness is the part that unsettles him, and it’s the part that doesn’t allow them to play the football which you know they can play.